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Contact Richard

You may contact me via phone, text, email, Skype, Zoom, Gmail Meet, & Facebook Messenger.

The Way I Work?

I’m licensed and reside in the state of Florida, so I only work with Florida residents. If you’re located in South Florida, please feel free to make an appointment to see me at my office.

If you live in Sarasota, Charlotte, Lee, Collier, Miami-Dade or Broward counties I will meet at your home or office (if that’s most convenient for you) for permanent life insurance with face amounts in excess of $2.5 million.

The worldwide pandemic has changed the way we sell insurance, I’ve moved all of my client interactions online with virtual meetings and consultations.

If you have an internet-connected device with a camera and microphone, I host secure, online meetings via Zoom video conferencing or Gmail Meet. 




2354 Immokalee Rd, Naples, FL 34110
13791 Metropolis Ave, Fort Myers, FL 33912





Google Meet


If you have a computer, laptop, tablet, or smartphone with a camera and microphone you may schedule an online face-to-face video meeting. We use Zoom & Google Meet. You may also make a phone appointment.

Please complete this form to receive a response via email. Or email me directly at richinsuresflorida@richardesmith.com or richard.smith@healthmarkets.com

Or call 239-596-8449

This website provides information for the reader to choose to request more information about life insurance, insurance for small business, health insurance, Medicare, and supplemental insurance including how to request a quote. By requesting a quote, you agree to our Privacy Policy and our Terms & Conditions. If you submit your personal information, you are making a consumer inquiry for life insurance, insurance for small business, health insurance, Medicare, and supplemental insurance through me as a licensed insurance producer as more fully described below. By proceeding, you give your consent and expectation to be contacted by Richard E Smith and/or associates. Any health or personal information shared is protected by applicable privacy laws and regulations, including HIPAA.

Invitations on richardesmith.com for application for insurance are made through Richard E Smith an independent agent/producer. Richard E Smith is a licensed insurance producer in Florida (License# W568154).

Commercial use by others is prohibited by law. No portion of richardesmith.com may be copied, published, faxed, mailed or distributed in any manner for any purpose without prior written authorization from the owner.

Insurance policies described, quoted, shown, and illustrated throughout this website are not an offer for the sale of any particular insurance policy or product, only an invitation for application for insurance coverage and may not be relied upon. There are many variables in different insurance coverages and companies, including various insurance company standards and offerings, underwriting requirements and may not be available in all states.

We do not sell your personal information to anyone! You will not receive unsolicited, intrusive calls or emails from other agents and companies across the country. If you do provide your telephone number, Richard E Smith and/or his associates may call or text message/SMS you at the phone number(s) above, including your wireless number if provided. Normal charges may apply. This call may be generated using automated technology and if we're unable to reach you when we call, we may leave you a pre-recorded message, so you can call us back. Your consent to us calling is not required to get a quote or make a purchase and may be revoked at any time. You may simply call us at 239-596-8449. | Privacy Policy | Terms of Use