Florida Health Insurance Online sponsored by Richard E Smith, Licensed Florida Insurance Broker
SEP (Special Enrollment Period) Virtual Consultation
Please be advised that all virtual meetings are recorded. Those who enroll in plans will receive a copy of the recorded meeting within 3 days of enrollment. All recordings are archived for 5 years. Requirements: You must have an Internet-connected device with a camera and microphone. IE: desktop computer, laptop computer, tablet, smartphone. (We may also speak by phone while viewing the Internet-connected device.)
BE ADVISED: If you buy a plan outside the Marketplace any time, during Open Enrollment or not, you can’t get premium tax credits or other savings based on your income.
Special Enrollment Period (SEP)
A time outside the yearly Open Enrollment Period when you can sign up for health insurance. You qualify for a Special Enrollment Period if you’ve had certain life events, including:
- losing health coverage
- getting married
- having a baby
- adopting a child
Depending on your Special Enrollment Period type, you may have 60 days before or 60 days following the event to enroll in a plan. If you miss your Special Enrollment Period window, you may have to wait until the next Open Enrollment Period to apply.
You can enroll in Medicaid or the Children’s Health Insurance Program (CHIP) any time of year, if you’re eligible, whether you qualify for a Special Enrollment Period or not.
Job-based plans must provide a Special Enrollment Period of at least 30 days.
- See if you qualify for a Special Enrollment Period due to a life event like losing other coverage, getting married, or having a baby.
- See if you qualify for Medicaid or the Children’s Health Insurance Program (CHIP). You can apply for these programs any time.
Please complete the form below in full to book your virtual consultation. Appointments are scheduled for 30 minutes but seldom go beyond 20 minutes.
1. We will go over the changes in your current plan.
2. Find out what your concerns are.
3. If we can find a better plan, we’ll assist you in enrolling in your new plan.
We give you the best options to fit your health needs and your budget. You’ll simply have to pick and choose to customize your health care plan.