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Florida Health Insurance

Florida health insurance is a type of coverage that pays for medical and surgical expenses incurred by the insured. Health insurance can reimburse you for expenses incurred from illness or injury. Or it may pay the healthcare provider directly.

Full coverage usually means you will receive whatever treatment you need that’s offered by your healthcare provider. Basic coverage usually means you’re restricted to preventive care and check-ups, and some emergency services.

Health insurance is often included in employer benefit packages as a means of enticing and keeping quality employees. The premiums are either wholly or partially covered by the employer, but often the employee contributes a bit with each paycheck. The cost of health insurance premiums is deductible to the payer, and the benefits received are tax-free.

No Health Insurance?

Not having health insurance can cost you far more in the long run than the cost of paying premiums. Without health insurance, you would be responsible for paying all costs if you get sick or injured. The more you know about health insurance and what it can — or can’t — do for you, the easier it is to realize that it might be worth the cost.

Florida Medicare Insurance

Individual Plans

I can help you find the health insurance plan that meets your needs. Whether you’re under the age of 30 and looking for a low-cost, catastrophic-only plan. Or you’re older and seek a high-coverage platinum plan with low out-of-pocket expenses.

Family Plans

Your family is the most important part of your life. Let me help you find health insurance that covers everyone and puts your mind at ease. And the premiums won’t break the bank. I can help you choose the coverage that’s tailored to your family.

Short-Term Plans

Need insurance as early as tomorrow to cover the next 30 to 90 days? Let me help you secure immediate short-term individual or family coverage. It’s even possible to make a single payment for the entire coverage period, depending on the insurance company.

Exchange Plans

Outside of the Open Enrollment Period, you can enroll in an exchange plan only if you have a life event such as losing health coverage, moving, getting married, having a baby, or adopting a child. If you qualify for a SEP, you usually have up to 60 days following the event to enroll in a plan.