Florida health insurance is a type of coverage that pays for medical and surgical expenses incurred by the insured. Health insurance can reimburse you for expenses incurred from illness or injury. Or it may pay the healthcare provider directly.
Full coverage usually means you will receive whatever treatment you need that’s offered by your healthcare provider. Basic coverage usually means you’re restricted to preventive care and check-ups, and some emergency services.
Health insurance is often included in employer benefit packages as a means of enticing and keeping quality employees. The premiums are either wholly or partially covered by the employer, but often the employee contributes a bit with each paycheck. The cost of health insurance premiums is deductible to the payer, and the benefits received are tax-free.
No Health Insurance?
Not having health insurance can cost you far more in the long run than the cost of paying premiums. Without health insurance, you would be responsible for paying all costs if you get sick or injured. The more you know about health insurance and what it can — or can’t — do for you, the easier it is to realize that it might be worth the cost.
Florida Medicare Insurance