Florida Healthcare Risk Management sponsored by Richard E Smith, Licensed Florida Insurance Broker

Target Audience: Healthy males and females, ages 40 to 50 who purchase their own health insurance.
The USA is one of the few western countries where you not only pay for the privilege of having health insurance, but also for the privilege of using it!

Over the last few years, I’ve had a growing number of clients opting for healthcare risk management. That is building a custom insurance plan that provides routine medical/prescription/dental services while protecting you from losing money in the event of a catastrophic illness! Savings can be as high as 40% over a comparable traditional coverage!

For a free consultation, complete the form below and I or one of my associates will contact you!

Richard E Smith

I’m licensed and reside in the state of Florida, so I only work with Florida residents. If you’re located in South Florida, please feel free to make an appointment to see me at my office.

If you have an internet-connected device with a camera and microphone, I host secure, online meetings via Zoom video conferencing or Google Meet.

I understand how important your health care needs are. As a broker, I represent multiple exchange and short term health insurance  providers. I also work with America’s largest independent insurance agency. I don’t care who you go with, I just want you to have the best health care coverage at a price you can afford!

Office Locations

Naples & Fort Myers



This website provides information for the reader to choose to request more information about life insurance, insurance for small business, health insurance, Medicare, and supplemental insurance including how to request a quote. By requesting a quote, you agree to our Privacy Policy and our Terms & Conditions. If you submit your personal information, you are making a consumer inquiry for life insurance, insurance for small business, health insurance, Medicare, and supplemental insurance through me as a licensed insurance producer as more fully described below. By proceeding, you give your consent and expectation to be contacted by Richard E Smith and/or associates. Any health or personal information shared is protected by applicable privacy laws and regulations, including HIPAA.

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