1. Home
    2.  » Florida Supplemental Insurance

Florida Supplemental Insurance

An Affordable Layer of Financial Protection

Florida Supplemental Insurance Agent in Fort Myers, FL.

I offer a wide range of supplemental insurance plans that pay a cash benefit directly to you to help fill financial gaps when you’re sick or injured. It can be used any way you choose, from paying medical expenses or nursing facilities to everyday living expenses such as groceries or the electric bill. I also offer dental and vision plans. Call me today at (239) 596-8449!

Disability Plans

An injury or illness that prevents you from working has the potential to turn into financial hardship. Disability insurance plans generally pay a monthly cash benefit to you when you’re unable to work.

Income Protection

Long-Term Care Plans

Costs for assisted living facilities, nursing homes, and even at-home care are rising. Protect your finances and peace of mind with a long-term care policy that can protect you and your family’s future.

Accident Plans

You don’t plan accidents. But you can plan for them. A supplemental accident plan typically pays a lump-sum cash benefit directly to you for injuries to help cover expenses you may have during your recovery.

Critical Illness and Cancer Plans

Focus on recovery instead of finances. These plans generally provide a lump-sum cash benefit directly to you for the first diagnosis of a major illness such as advanced Alzheimer’s disease, a heart attack, or life-threatening cancer.

Hospital Confinement Plans

If you’re suddenly admitted to a hospital, could you afford an extended stay? A supplemental hospital confinement plan typically pays a daily cash benefit directly to you for hospital confinement related to an accident or illness.

Dental Plans

Make sure you keep smiling! Affordable dental plans are available, and some policies provide coverage for orthodontics, teeth whitening, and dental implants. I also offer dental discount plans that sometimes are more suitable than insurance.

Vision Plans

See what you’ve been missing! I can review options from multiple insurance companies to help meet your needs.

Fixed Indemnity Plans

Your health insurance may not be enough. Deductibles and other out-of-pocket costs can add up. Fixed indemnity supplemental insurance provides cash benefits to help cover the expenses of common medical services, such as ER visits, x-rays, and hospital stays.

Florida Supplemental Insurance Services Quote Request

Please complete the form below and I or one of my associates will contact you within 24 hours with the requested information.

The next step is easy, call 239-596-8449

Latest Blogs

Looks like you have blocked notifications!

This website provides information for the reader to choose to request more information about life insurance, insurance for small business, health insurance, Medicare, and supplemental insurance including how to request a quote. By requesting a quote, you agree to our Privacy Policy and our Terms & Conditions. If you submit your personal information, you are making a consumer inquiry for life insurance, insurance for small business, health insurance, Medicare, and supplemental insurance through me as a licensed insurance producer as more fully described below. By proceeding, you give your consent and expectation to be contacted by Richard E Smith and/or associates. Any health or personal information shared is protected by applicable privacy laws and regulations, including HIPAA.

Invitations on richardesmith.com for application for insurance are made through Richard E Smith an independent agent/producer. Richard E Smith is a licensed insurance producer in Florida (License# W568154).

Commercial use by others is prohibited by law. No portion of richardesmith.com may be copied, published, faxed, mailed or distributed in any manner for any purpose without prior written authorization from the owner.

Insurance policies described, quoted, shown, and illustrated throughout this website are not an offer for the sale of any particular insurance policy or product, only an invitation for application for insurance coverage and may not be relied upon. There are many variables in different insurance coverages and companies, including various insurance company standards and offerings, underwriting requirements and may not be available in all states.

We do not sell your personal information to anyone! You will not receive unsolicited, intrusive calls or emails from other agents and companies across the country. If you do provide your telephone number, Richard E Smith and/or his associates may call or text message/SMS you at the phone number(s) above, including your wireless number if provided. Normal charges may apply. This call may be generated using automated technology and if we're unable to reach you when we call, we may leave you a pre-recorded message, so you can call us back. Your consent to us calling is not required to get a quote or make a purchase and may be revoked at any time. You may simply call us at 239-596-8449. | Privacy Policy | Terms of Use