Florida Disability Insurance
Why You Need Disability InsuranceDisability insurance is the safety mechanism that protects your paycheck if you suffer an injury or illness and can’t work for an extended period of time. It replaces a portion of your income until you’re able to return to work. In 2016 over 2.3 million people in the US applied for disability insurance. 25% of people are at risk of developing a disability by the time they retire. The odds of suffering a long-term disability are high for all workers as illnesses, not accidents; account for 90% of disabilities. Non-work-related illnesses and injuries don’t qualify for workers compensation. The majority of employers in the US don’t provide long-term disability insurance.
Do You Need Disability Insurance?How long can you afford to go on without regular income? For most people that’s about a month. If you have personal debt, such as a mortgage, rent, credit card bills, auto loans, or student loans – regular income keeps you financially afloat. If you rely on a paycheck to meet your day-to-day expenses, disability insurance should be a part of your financial plan. << Back to Supplemental Insurance
Florida Disability Insurance Quote Request
Please complete the form below and I or one of my associates will contact you within 24 hours with the requested information.