Florida, Are You Covered?
Life, Health, Medicare & Supplemental Insurance
for Individuals, Families & Small Business in Florida.
One-stop shopping for all your life, health and financial protection needs from a licensed Florida insurance broker!
Florida Life Insurance
Florida Healthcare
Florida Medicare
Florida Medicare is the federal health insurance program for people 65 and older, certain younger people with …
Florida Small Business Insurance
Whether you’re looking for health insurance for a Florida small businesses or you’re looking to set up a Buy/Sell Agreement for a closely …
Florida Supplemental Insurance
Latest Blogs
Supplemental Retirement Income Plan – Your Best Option
Numerous individuals use the basic choices available for putting aside tax-advantaged assets, which is 401(k)s and...
Computer and Online Security
Computer and Online Security will cover the following topics: Password Security, Online Security, Smartphone Security, Social Media, and Computer Security
Florida To Prevent Insurer Discrimination Based On DNA Test Results
At the end of 2018, over 26 million people in the United States had used voluntary services to obtain their DNA test results. It is estimated that by the end of 2020 it will be 100 million people.
Why Life Insurance Is Best For Funding Buy-Sell Agreements
There is a multitude of ways to fund a buy-sell agreement but life insurance is probably the best option for …
Is Medicare Advantage Right For You?
Throughout the year and especially during AEP (Annual Enrollment Period), my Medicare clients ask if Medicare Advantage is right for them.
What Is Supplemental Insurance?
When most people think of supplemental insurance they think of Medicare Medigap plans. My focus here are the other types of supplemental …
What My Clients Say
“Richard,
Thank you for being so patient with my 81 yo mother’s questions and listening to her rants about Medicare. And you recommended she stay with her F plan instead of switching to another option. So you didn’t even make money from us that day! You’re my new insurance agent!!!”
“Just a note to thank you for the service you extended to my referral. It’s rare, but the referral I made to you, called and thanked me for referring you. I look forward to doing more business with you.”